Terms of service

Terms & Conditions

Last Updated: 09/06/2026

Welcome to Growth Letters (“we”, “our”, “us”). By accessing this website or purchasing/subscribing to our digital content, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not access the website or purchase our products.

1. About Our Product

Growth Letters is a digital educational email newsletter that provides insights on business, marketing, mindset, career, finance concepts, decision-making frameworks, and general learning topics.

All content delivered via email, website, or downloadable resources is for educational and informational purposes only.

Growth Letters does not provide stock tips, investment recommendations, Business Recommendations or portfolio advice.

2. Eligibility

By using this website or purchasing our product, you confirm that:

  • You are at least 18 years old, or using the website under the supervision of a parent or guardian.
  • You are legally capable of entering into a binding agreement under applicable laws.

3. Digital Nature of Product

Growth Letters is a digital product. No physical goods will be shipped.

Content is delivered via email over a specified period.

4. No Guarantees

We do not guarantee:

  • Any specific result, income, financial return, growth, job placement, or business success.
  • That the content will suit every user’s individual situation.
  • Any increase in followers, sales, audience, revenue, or business outcomes.

Results depend on multiple factors beyond our control including user effort, market conditions, and individual circumstances.

5. Educational Use Only (No Professional Advice)

The information shared in Growth Letters is strictly educational.

Nothing contained in Growth Letters should be considered:

  • Financial advice
  • Investment advice
  • Legal advice
  • Tax advice
  • Business consulting advice
  • Medical advice

You are solely responsible for your decisions and actions based on the content.

Before making financial, investment, legal, or business decisions, you should consult qualified professionals.

6. Intellectual Property

All content including but not limited to:

  • emails
  • frameworks
  • formats
  • templates
  • strategies
  • written material
  • branding
  • website content

is the intellectual property of Growth Letters and its owners.

You may not:

  • copy
  • reproduce
  • distribute
  • republish
  • resell
  • forward paid content publicly
  • create derivative products based on our content
  • use our content to create competing products

without prior written permission.

Unauthorized use may result in legal action.

7. Personal License

Upon purchase, you receive a non-exclusive, non-transferable, limited license to access and use Growth Letters for personal use only.

You may not:

  • share access with others
  • distribute the emails publicly
  • sell the content
  • upload the content to public platforms

8. Payment & Billing

All payments are processed securely through third-party payment gateways such as Razorpay or other providers.

By making a purchase you confirm that:

  • You are authorized to use the payment method.
  • The payment information provided is accurate.
  • You agree to pay the full price listed at checkout.

We are not responsible for payment gateway errors or bank processing delays.

9. Refund Policy

Due to the digital nature of the product, all purchases are final and non-refundable.

Once access to the content is granted, refunds, cancellations, or returns cannot be provided.

However, if you experience technical delivery issues, you may contact support and we will attempt to resolve the issue.

10. Email Delivery Responsibility

You are responsible for providing the correct and active email address.

If emails are not received due to:

  • incorrect email address
  • spam filters
  • mailbox restrictions
  • email provider issues
  • user settings

we will attempt to assist, but this will not qualify for a refund.

11. Termination of Access

We reserve the right to suspend or terminate access to the product without notice if a user:

  • violates these Terms
  • misuses the content
  • distributes paid material illegally
  • engages in fraudulent or abusive behavior

No refunds will be issued in such cases.

12. Limitation of Liability

To the maximum extent permitted under applicable law:

Growth Letters and its owners shall not be liable for:

  • financial losses
  • investment losses
  • business losses
  • indirect damages
  • consequential damages
  • lost opportunities

arising from the use of the content.

Our total liability, if any, shall be strictly limited to the amount paid by the user for the product.

13. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time.

Updated terms will be posted on this page with the revised date.

Continued use of the website or product constitutes acceptance of the updated terms.

14. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

Any disputes arising from the use of Growth Letters shall be subject to the exclusive jurisdiction of courts located in Mumbai, Maharashtra, India.

15. Contact

For questions regarding these Terms, please contact:

Email: info@growthletter.in
Product: Growth Letters